Insurance First Inc.
1024 N Hudson St.
Silver City, NM 88061

Fax: 877-428-2479

Hagerty Insurance
The Hartford
Nationwide Independent
Markel Insurance
C N A Insurance Companies
American Hallmark
American Reliable logo
Charity First Insurance Logo
RLI Insurance
Titan Insurance logo


Welcome to Insurance First Inc.

Insurance First helps to protect you, your investments and build your dreams. We specialize in Insurance for Business, Contractors, Bonds, Umbrella, Auto and Home Insurance Policies.

A well thought out insurance program for your business comes down to having a knowledgeable insurance agent. No one vehicle meets the needs of every driver and no one set of insurance policies fits every operation. You are unique. Insurance First will take the time to understand your specific needs.

When there is a choice between two insurance companies, going for the cheapest insurance quote may sound like the best deal. However, that may not be the wisest choice! Don’t assume because an insurance company seems solid financially and gives good service on claims that they are looking out for your best interests.

You can be confident that Insurance First has the right resources and contacts to get you what you need without overpaying. We make insurance work better for you and help you make the best choice.


Request A Quote

Meet Our Team

Chelsea Hotchkiss
Chelsea Hotchkiss


Liz Adsit
Liz Adsit

Insurance Advisor

Shawn Steyskal
Shawn Steyskal

Customer Service Representative

Lory Horton
Lory Horton

Commercial Insurance Advisor


Chelsea looks for lower rates for each of our many policies every year, and delivers. We appreciate her helping our school. Saving us money on our insurance helped our grant significantly!

El Grito Head Start, Silver City, NM

As a new company, we were looking for an insurance agency that would find the best coverage at the best price to fit our needs. Insurance First was that agency. Chelsea and her staff have gone above and beyond our expectations. We look forward to doing business with Insurance First for years to come.

Chapos Insulation, Albuquerque, NM

I found the personal attention I received from Chelsea to be exceptional. Whenever I had any issues, she did all the work to resolve them right away. Thank you Chelsea for making my insurance needs effortless.

Elly Katz, MI

Contact Us