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Catering Insurance

The catering business can involve a lot of risk. Caterers work on other businesses’ property and perhaps even in their kitchens, and rely on suppliers and other vendors to furnish the necessary items to provide food. With so much happening—between supplying food, preparing it, transporting it, and serving it to customers—much can unexpectedly go wrong. All of these variables put you at risk, so it is a good idea to make sure you are covered against possible problems with catering insurance.

Catering Insurance Policy Features

If you have employees, you need workers compensation coverage, and of course your own equipment should be covered. General liability coverage exists as well, to cover any damages you might cause (such as your heating units catching the building on fire).

If you serve alcoholic beverages you will need coverage for that as well, as there are more risks and exposure when alcoholic beverages are involved in to a business.

As a business owner, you will need coverage for yourself to take care of loses you might incur due to lost income. Mechanical breakdown, storms, and vehicle trouble are just a few things that could negatively affect your ability to render your catering services.

For a food services industry, liability is always a concern. Lawsuits arising from food poisoning (due to negligence or from mistakenly serving contaminated food) can cause a modest business with irreparable harm. A general small business liability policy will cover the basics, but there are other liabilities such as using a vehicle you don't own, having employees use those vehicles, and accidently damaging property when providing your services.

Call Insurance First Inc. today to find out what the best catering insurance policies are available for your situation. Our professional staff will guide you through the process of making sure you are covered for anything that might arise in your catering business. Existing customers can call our office for an update, and new customers can call to find out what we have available to fit your catering insurance needs.

Our Location

Insurance First Inc.

217 N Bullard Street
Silver City, NM 88061
Main office: 575-567-3495
Toll free: 844-534-9118
Fax: 877-428-2479

Our Providers

Testimonials

Chelsea looks for lower rates for each of our many policies every year, and delivers. We appreciate her helping our school. Saving us money on our insurance helped our grant significantly!

El Grito Head Start, Silver City, NM
As a new company, we were looking for an insurance agency that would find the best coverage at the best price to fit our needs. Insurance First was that agency. Chelsea and her staff have gone above and beyond our expectations. We look forward to doing business with Insurance First for years to come.

Chapos Insulation, Albuquerque, NM
I found the personal attention I received from Chelsea to be exceptional. Whenever I had any issues, she did all the work to resolve them right away. Thank you Chelsea for making my insurance needs effortless.

Elly Katz, MI